NGCU will be Closed for Juneteenth on Wednesday, June 19.
Due to scheduled maintenance, online banking and debit card services will be unavailable from Saturday, June 15, at 10:00 PM to approximately 5:00 AM on Sunday, June 16.

Who Can Join?

Residents of Stephens, Franklin, Hart and Rabun Counties and those who work in these counties are eligible for membership in North Georgia Credit Union. Also, those affiliated with the following participating employee groups are eligible to join.

North Georgia Credit Union provides all the benefits of a member-owned financial institution to many companies in Stephens, Franklin, Hart and Rabun Counties. We proudly serve employees of the following groups. Members of an employee’s immediate family are also eligible to join.

Aaron’s Mobile Home Service
Acree Oil Company
Acree Plumbing
Adams Motor Express, Inc.
Adams Oil Company
Albatek Industrial Coatings
Applegate Insulation
American Heritage Furniture
American Woodmark
A-T Transport
Bar-B-Que Shack
Blue Beacon Truck Wash
Blue Ridge Products
Bosal Industries – Georgia
Boys & Girls Clubs of NE Georgia
Bulldog Auto Parts
Capstone Investments
Carter’s Royal Dispos–All, Inc.
Central Tooling
Circle of Friends Daycare Center
City of Lavonia
City of Toccoa
Currahee Towing
Dale Rosser Agency
Davis Transfer Company
Dean Country Rentals
Dockside Seafood
Dowell Express, Inc.
Eddy West
Ed Hicks Construction
Edmonds Chiropractic Clinic, Inc.
Ed Murdock Chrysler Dodge Jeep/Lavonia Ford
E.W. Chip Angell, P.C.
Excalibur Specialty Enterprises, Inc.
Exit Landmark Realty
Fabritex, Inc.
Fanello Industries
Franklin Co. Government Employees
Franklin County Farm Bureau
Gem Southeast
Georgia Auto Sales
Georgia-Carolina Radiocasting
Ginn Funeral Home
Global Partitions
Goodyear Cleaning Services, LLC
Habersham Plantation
Harbin Lumber Company, Inc.
Hart County Board of Education
Hartwell Industries, Inc.
Hartwell Pizza Hut
Heavywood Furniture Company
Henry T. Hayes Company
Hewitt & Son Wrecker Service
Holcomb Builders, Inc.
HomeTown Neighbors Magazine
Johnson Service Center & Window Tinting
K&S Machined Products
Kautex Textron
Lake Foods, LLC
Lavonia Clinic Medical Associates
Lavonia Housing Authority
Lavonia Stair & Rail
Little People’s Learning Place
Luftex Performance Yarns, Inc.
M & M Master Craftsman, Inc.
Marty Clark Auto Sales, Inc.
Maypole Chevrolet
McClure, Ramsay, Dickerson & Escoe, LLP
Meadowbrook Machine & Tool
Mega Motorsports
Morgan Concrete
Morgan Hardware
Mr. Piddle
Murphy & Son Concrete Finishing
Northeast Georgia Housing Authority
North Georgia Processing
OEM Accessories
Osborne Wood Products
Patterson Pump Company
Payne Printing Service, Inc.
Precision Wood Design
Quality Holdings, LLC
Quincy’s of Toccoa
Rabun County Board of Education
Rabun Gap-Nacoochee School
Ram Urological Associates PC
RE/MAX Northview
Robertson Furniture
Rock Creek Baptist Church
Ross Controls
Southern Hospitality & Healthcare Furnishings
Southern States Insurance/Toccoa Ins.
Standard Register Company
Stephens County Employees
Stephens County Hospital
Stephens County Retired Educators Association
Stonepile Farms LLC
Superior Finishes
Tallulah Falls School
Taylor Brothers Manufacturing
Team Metal Finishing
The Crossing
The Hair Studio
The Pet Villa
Threads Sportswear, Inc.
TI Automotive
Toccoa Clinic
Toccoa Falls College
Toccoa Nursing Center
2-Day Designs, Inc.
Tri-County Chevrolet–Oldsmobile, Inc.
UHS Pruitt Corporation
Watkins/Bond Insurance Agency
Wright Metal Products
Employer & Employee Benefits

Membership in North Georgia Credit Union is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, NGCU:

  • Provides security for funds, with accounts insured up to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
  • Offers a full line of free or discounted financial products and services.
  • Provides dependable, friendly, personalized service.
  • Provides printed materials for the introduction and promotion of services.
  • Offers Accel Members Financial Counseling, a free financial counseling and education program.
  • Increases members’ knowledge of financial options.
  • Extends membership privileges to immediate family members.
  • Places members’ interests first.