NGCU will be Closed for Juneteenth on Wednesday, June 19.
Due to scheduled maintenance, online banking and debit card services will be unavailable from Saturday, June 15, at 10:00 PM to approximately 5:00 AM on Sunday, June 16.

Contact Us

Toccoa Branch Office
1067 Mize Road
P.O. Box 280
Toccoa, GA 30577
Fax: 706-886-3757
Hartwell Branch Office
249 East Franklin Street
Hartwell, GA 30643
Fax: 706-376-3184
Lavonia Branch Office
11850 Augusta Road
Lavonia, GA 30553
Fax: 706-356-7008
Clayton Branch
579 Highway 441 South
Clayton, GA 30525
Fax: 706-212-0335

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Hours of Operation

Monday, Tuesday, Thursday & Friday: 9:00 a.m. – 5:00 p.m.
Wednesday: 10:00 a.m. – 5:00 p.m.
Clayton Branch is closed on Saturdays.

Drive-Thru Hours

Monday – Friday: 8:30 a.m. – 5:00 p.m.
Saturday: 9:00 a.m. – 12:00 p.m.