Member Benefits

Like all credit unions, NGCU is a not-for-profit financial cooperative. When you join NGCU, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

We are owned and operated by our members. We exist solely for the purpose of serving our members’ best interests.

Today, NGCU serves over 100 Select Employee Groups.

To join NGCU, simply complete a membership application to open a regular/share savings account. You must make an opening deposit of at least $25 into your regular/share savings account and pay a one-time $5 membership fee. Once you become a member of NGCU, you and your IMMEDIATE FAMILY members who join have a lifetime membership, even if you change jobs or move. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.